Storm damage happens fast — especially around the Jersey Shore. Whether it’s a basement flooding after heavy rain or a tree coming down in high winds, these situations can be overwhelming and unpredictable.

And they usually don’t happen during business hours. It’s always at night, on a weekend, or right when you’re heading out the door. At KBR Builders, we’ve seen it enough times to know: having a clear plan saves a lot of stress, time, and cost.

Here’s what to do if your home takes a hit — and how to avoid common mistakes that make things worse.